Accumulators

Accumulators — those who are building their wealth.

If you've been searching for a financial advisor, you may feel that most advisory firms are focused on an older demographic. And you're right.

Accumulation Wealth Partners is different. We believe that accumulators need not only financial advice, but a specific plan for their unique stage in life.

At Accumulation Wealth Partners, our client’s human capital (their future earnings potential) is a valuable asset that needs to be accounted for and managed. We believe:

Informed investment and financial planning decisions made early become financially attainable dreams.
Accumulators are an often ignored market segment that are sold products expensive products rather than offered advice.
Accumulators need advice just as much, if not more than retirees.
The majority of their net worth is “unmanageable” by investment management firms because it is either tied up in their 401(k) or equity in the home.
Their lives have more milestones than any other period of life, such as marriage, children and business ownership.
The earlier they get sound financial advice, the better the opportunity to change bad habits and take advantage of compound interest to meet longer term financial goals.

Young Professionals

Is the majority of your net worth in your home’s equity or 401(k) plan? Are you about to enter the higher earning years of your career and have questions regarding the best options to start saving money? You’re not alone. Most advisors may have turned you away because they are unable to “manage” much of your net worth. The frustrating part is that this is the very stage of your financial life where smart decisions and a well-crafted plan really matter.

This also happens to be a time when you may have a lot of financial questions and having someone to turn to for financial advice would be greatly appreciated. We fill this gap. Accumulation Wealth Partners provides impactful and targeted financial advice at a transparent cost to people in their accumulation phase of their lives. We believe everyone deserves a structured financial plan specifically tailored to their needs during this very complicated period of one’s financial life.

Newlyweds

Are you engaged, just married or thinking of starting a family? Do you need to get your partner on the same page but don’t know where to start? We can help.

Combining two individual financial balance sheets isn’t easy, and it’s made more complicated due to the commonality of debt. We help couples build their balance sheet together and put a plan in place to tackle any problem areas, such as debt repayment plans or a savings plan for a first home. The key is to identity where you are (build out your household balance sheet) and start to optimize your cash flows (budget and save efficiently). Accumulation Wealth Partners provides impactful and targeted financial advice at a transparent cost to people in their accumulation phase of their lives. We believe everyone deserves a structured financial plan specifically tailored to their needs during this complicated period of one’s financial life.

New Parents

Whether you’re planning for children or have a little one running around, your life has been forever changed. Financial matters that were once pushed to the side are now front and center because you are responsible for another little miracle. We help families build their household balances sheet together and put in place a plan to make sure your little one is taken care of. The key is the identity where you are (build out your household balance sheet) and start to optimize your cash flows (budget and save efficiently).

At Accumulation Wealth Partners, we provide impactful and targeted financial advice at a transparent cost to people in their accumulation phase of their lives. We believe everyone deserves a structured financial plan specifically tailored to their needs during this very complicated period of one’s financial life.

Real Estate Professionals

Whether you’re an agent or broker, property manager or landlord, real estate makes up a substantial part of your net worth and everyday life.

We understand that you have different financial needs then an employee with a stable salary who is contributing to a 401(k). We also know how underserved your market is with regard to getting good advice. Maybe you’ve been turned down by another financial advisor or broker because most of your net worth is tied up in illiquid real estate leaving you lacking in adequate financial advice.

At Accumulation Wealth Partners, we are here to bridge this gap and provide advice as a stand-alone service instead of a secondary one. Our clients could have a high net worth but still have questions such as:

Which retirement plan is the best to open and contribute to?

How much disability and life insurance should I have?

How concentrated is my net worth in real estate? How concentrated is that real estate in one geographic area?

How leveraged is my household balance sheet?

How should I fund my kid’s future education?

Which business entity should I choose?

Do I need an asset protection strategy? How much liability insurance do I need?

What estate planning do I need to do?